Monday, March 7, 2011

***POINTS TO CONSIDER WHEN PURCHASING LEADS***

---IRS Tax Debt Settlement Aged Leads, 24 hr batch & realtime live transfers---

24 hr batched exclusive leads starting at $28:

-10k min tax debt.

-Inbound call center verified, and internet gen mix.

-Exclusive for 30 days.

- Fields are Lead date, First, Last, City, state, zip, email, phone, debt amount. (Some have more fields, but those are standard.)


 

Aged Leads:

-We have had about 1000 average per week coming in over the past 8 months so roughly 32k in our base as of now.

  • 31-60 days $1 - .80 per lead
  • 61-90 days .75 per lead
  • 91-180 days .45 per lead
  • 181 + .25 per lead.

Min order: $250

Triple verified, call center screened live call transfers Starting at $60

Call OR Email Today!

1-888-695-3239

Tuesday, March 1, 2011

Reach New Clients In 2011 Using Smart Email Marketing

How many of your potential clients are you missing by not using E-mail Marketing?

We will make this simple and to the point. 

 

We can get your message in front of an enormous audience for a very little cost!

 

Our Offer:

  • Access to Our Targeted E-mail Databases
  • Creation of a 100% Custom Ad or Use Your Own Ideas
  • Send Your E-mail Via Our Dedicated Outbound Server
  • Tracking Report/ ClickThru Graphs and Exclusions Managed 

RENT OUR DATABASES:

200MM+ CONSUMERS / 45MM+ BUSINESSES35 MM+ HOMEOWNERS

We have the largest e-mail database anywhere. Target by over 750+ Filters.

 

Find out more by calling: 1 (888) 695-3239 Ext 80 or Click Here

 

 

Call us and let's do some business.

 

Email Deployment Team 

SmartLeadz Intelligent Marketing Solutions LLC.

1-888-695-3239 Ext 80

Friday, February 18, 2011

Reverse Mortgage - What is a Reverse Mortgage & How Can I Use Reverse Mortgage Leads to Boost My Business?


Across the country, more and more senior citizens are facing the conflict of living on a fixed income while having to pay rising costs for energy and other daily needs. Consequently, reverse mortgages are gaining in popularity as a way for senior homeowners to receive cash against the value of their home, but unlike other loans, they are not required to pay the loan back on a monthly basis - in fact, the loan doesn't have to be paid back as long as they live in the home. Reverse mortgage leads are an up and coming segment of the market, but without the saturation facing the refinance area.

 

 

Reverse Mortgage Market Less than 1% Penetrated

 

According to a press release from Hollister Group, LLC & NRMLA, Americans age 62 or older hold an estimated $4.3 trillion of home equity.  The index(RMMI) which was launched last week is the first market indicator to collect critical market, housing and demographic data, as well as track and project the market for reverse mortgages.  According to the press release, in the first quarter of 2007, there was a $19 billion increase in senior home equity.  This increase was reflected in a 0.4% increase in the RMMI to 205.6 from 204.7 in the prior quarter.  The index will be updated to reflect the current value of senior home equity on a quarterly basis. 

 

Interesting observations and statistics from the inaugural launch of the RMMI, include:

 


  • RMMI projects as much as $37 trillion in home value by 2030, from which home equity figures are derived, assuming historical appreciation and taking into account the demographic shift as boomers begin to turn 62;

  • The average home equity in a senior-owned household is estimated to be about $230,000 according to the Hollister Group;

  • Current $19B growth in Q1 2007 is the lowest increase of all quarters from 2000;

  • 2004 and 2005 experienced the strongest growth in home equity — $464 billion and $600 billion respectively.

  •  

    Reverse Mortgage Market Currently at $4.3 Trillion, Less than 1% Penetrated  


    Reverse Mortgage Leads

    Homeowners who meet the eligibility criteria can complete a reverse mortgage application by contacting a FHA-approved lending institution such as a bank, mortgage company, or savings and loan association. If you need assistance locating a FHA-approved lender, you can request a listing of FHA-approved lenders from the HECM counselor or use HUD's searchable listing.

     

    Borrower Requirements:

     


    1. Age 62 years of age or older

    2. Own your property - Occupy your property as primary residence - Participation in a consumer information session given by an approved HECM counselor
    3.  

    4. Mortgage Amount Based On

    5. Age of the youngest borrower - Current interest rate - Lesser of appraised value or the FHA insurance limit
    6.  

    7. Financial Requirements

    8. No income or credit qualifications are required of the borrower - No repayment as long as the property is the primary residence - Closing costs may be financed in the mortgage
    9.  

    10. Property Requirements

    11. Single family home or 1-4 unit home with one unit occupied by the borrower - HUD-approved condominiums - Manufactured homes and leased land - Meet FHA property standards and flood requirements
    12.  

       

      How the Home Equity Conversion Mortgage Program Works: Homeowners 62 and older who have paid off their mortgages or have only small mortgage balances remaining, and are currently living in the home are eligible to participate in HUD's reverse mortgage program. The program allows homeowners to borrow against the equity in their homes. Homeowners can select from five payment plans:

       


    13. Tenure - equal monthly payments as long as at least one borrower lives and continues to occupy the property as a principal residence.

    14. Term - equal monthly payments for a fixed period of months selected.

    15. Line of Credit - unscheduled payments or in installments, at times and in amount of borrower's choosing until the line of credit is exhausted.

    16. Modified Tenure - combination of line of credit with monthly payments for as long as the borrower remains in the home.

    17. Modified Term - combination of line of credit with monthly payments for a fixed period of months selected by the borrower.

    18.  

      Homeowners whose circumstances change can restructure their payment options for a nominal fee of $20. Unlike ordinary home equity loans, a HUD reverse mortgage does not require repayment as long as the home is the borrower's principal residence. Lenders recover their principal, plus interest, when the home is sold. The remaining value of the home goes to the homeowner or to his or her survivors. You can never owe more than your home's value. If the sales proceeds are insufficient to pay the amount owed, HUD will pay the lender the amount of the shortfall. HUD's Federal Housing Administration (FHA) collects an insurance premium from all borrowers to provide this coverage.

      The amount a homeowner can borrow depends on their age, the current interest rate, other loan fees and the appraised value of their home or FHA’s mortgage limits for their area, whichever is less. Generally, the more valuable your home is, the older you are, the lower the interest, the more you can borrow. For example, based on a loan with interest rates of approximately 9 percent, and a home qualifying for $100,000, a 65-year-old could borrow up to 22 percent of the home's value; a 75-year-old could borrow up to 41 percent of the home's value; and, an 85-year-old could borrow up to 58 percent of the home's value. The percentages do not include closing costs because these charges can vary. There are no asset or income limitations on borrowers receiving HUD's reverse mortgages.


      There are also no limits on the value of homes qualifying for a HUD reverse mortgage. The value of the home will be determined by an appraisal. However, the amount that may be borrowed is derived from the lower of the appraisal amount or FHA mortgage limit for the area, which varies from $200,160 to $362,790. For Alaska, Guam, Hawaii and the Virgin Islands, the FHA mortgage limits may be adjusted up to 150 percent of the ceiling depending on the area. The FHA limits usually increase each year. As a result, owners of higher-priced homes can't borrow any more than owners of homes valued at the FHA limit. HUD's reverse mortgage program collects funds from insurance premiums charged to the homeowners. Homeowners are charged an upfront insurance premium, which is 2 percent of the maximum claim amount that may be borrowed, plus a .5 percent annual premium.

       

      1-888-695-3239

      WWW.SMARTLEADZ.COM

       

    Tuesday, February 15, 2011

    Smart Leadz Valentines Offer Awaits

    IRS Tax Debt Settlement  

    Customer Initiated

    Live Call Transfers

     

    Finally a true  customer initiated call to a domestic call center that is then verified and transferred to you live. No more raw calls with hang-ups, prospects who aren't employed or that can't afford the service. You will only speak to Qualified & Motivated customers who want to speak to you NOW!

    SmartLeadz introduces consumer connect live call transfers generated from our targeted search engine and media placement traffic paths. Prospects call-in from our network of websites, educational blogs, ad placement on financial networks in local and national markets and opt-in email responders. Additionally prospects opt-in online to be contacted concerning their debt and our domestic call center calls to screen the prospect and if there is a match and they meet your filter requirements we will love transfer those prospects to you exclusively!

    Filters to meet your needs!

    A.      -$10k Min tax debt Amount (15k & 20k Filters available for filter fee)

    B.      -Identify what type of tax

    C.      -File dates

    D.      -Employed/source of income

    E.       -Desire to resolve tax debt

    F.       -Correct state(s)

        -Express a desire to speak to a loan modification specialist now

    With TV/Radio leads you have no control over filters and the cost of lost opportunities can be excessive. SmartLeadz has removed that risk and hassle of speaking to unqualified prospects by transferring 100% opt-in generated calls to you! Plus we fully integrate a script to show a synergy between our call center and your company. We want to be able to speak about the features and benefits of your service and help setup the sale!

    *100% customer initiated calls

    *Average conversion ratios 20-29%

    *Screened to meet your criteria

    *All calls recorded

          *Weekly batch files of all calls for reconciliation

          *Dedicated account manager to ensure success!

          *Custom filters & geo targeting

          *Trial campaigns available

     

    Promotional Wholesale Pricing & Volume:

    50 Leads $55

    100 Leads $53

    250 Leads $51

    500 Leads $50

    Web-based Lead Management System Setup Fee $79 (WAIVED) on trial campaigns scheduled before 2/28

    This isn't a cheap sales pitch, if you are interested move fast. Space is limited and spots open occasionally and go quick!

     

    INTERNET LEAD PRICING:

    [Pricing varies based on aged of the lead, volume & vertical]

    ü     Exclusive: $60

    ü     Semi Exclusive (2x): $35

    *Volume Discounts Apply, call for pricing

    ·       Aged: $.50 cents - $5

    · Opt-in Co-Registration: $0.25 - .50 cents

     

    www.SmartLeadz.com

    1-888-695-3239

    Info@smartleadz.com

    Tuesday, February 1, 2011

    How To Handle Any Objection & Convert More Leads To Closed Deals

    How to Handle Any Objection 

    There are no sales without objections. Objections indicate interest. Objections are signposts that lead you step-by-step toward closing the sale. The fact is, if there are no objections, there is no interest. If there is no interest, there will be no sale.

    Use a Testimonial
    As you already know, one of the most powerful ways to eliminate objections is to present testimonial letters from satisfied customers who shared the objection at one time. A sweetheart letter answering a customer's major concern is a potent way to demolish the objection forever.

    Interpret It as a Question
    Aside from using testimonials, another way to deal with objections is for you to take the objection and interpret it as a question. Treat it as a request for more information. Recognize that an objection is a natural customer response to any offering where there is some risk of purchasing. When the prospect says, "It costs too much," you can respond by saying. "That's a good question. Why does it cost more than you're expected to pay?" You then go on to answer the question you have posed.

    Give a Good Reason
    Another way to deal with an objection is to treat it as if the customer is asking you for a reason to eliminate the objection. If the customer says, "I can't afford it," you can imagine that the customer is really saying, "Show me how I can justify spending this amount of money."

    Make It Easy to Object
    Above all, make it easy to object. Most customers do not want to get into an argument or a debate with you over your product or service. They will be reluctant to object for fear that you will become upset or adamant. For this reason you must make it easy for the customer to object by responding in a cheerful, friendly, constructive way when he does.

    Listen Carefully
    When you get an objection, hear it out completely. Don't assume that you know what the prospect is going to say. Often the prospect will begin with an objection you've heard before, but then will add her own particular concern or problem at the end. Be patient. Practice your listening skills. Pause before replying. Question for clarification.

    Objection Versus Condition
    Determine whether the customer's response is an objection or a condition. An objection is something that you can answer. It is a problem for which there is a solution. It is an obstacle than can be removed on the way to making the sale. A condition, however, is a genuine reason for not going ahead. If a person has no money, this is a condition that renders buying impossible.

    Welcome Objections
    Objections are a standard and predictable part of any sales conversation. We've all had previous experiences with products and services that were disappointing. We do not want to have those experiences again. Your job is to be patient, polite, and positive, asking good questions and listening intently to the answers. If you are courteous and persistent, eventually the prospect will tell you why he might be hesitating and give you an opportunity to answer his question and close the sale.

    Action Exercise
    Determine the one thing that a prospect might be convinced of to go ahead and buy your product or service, concentrate on finding and proving that he will get this key benefit.

    ***For more tips and tools visit us online at www.smartleadz.com***
    1-888-695-3239

    Wednesday, January 26, 2011

    Looking for Leads or Marketing?

    Smartleadz.com

    1-888-695-3239

    Services offered:

     

    • Internet Lead Generation
    • Triple Verified Live Call Transfers
    • TV/Radio Transfers
    • IVR Voice Broadcast / voice mail appended
    • Opt-in Email Marketing
    • Direct Mail
    • Data Lits|Co-reg|Triggers
    • SEO/SEM/Traffic Path

     

    Industries:

     

    • Financial
    • Real estate
    • Insurance
    • Others

     

    Features: 

    • Leads are generated in-house NOT resold.
    • Leads are only sold between 1-2 times for first 31 days.
    • Any lead with false information or bad numbers will be replaced with no hassle.

    Wednesday, January 19, 2011

    Triple Verified Call Center Screened Live Call Transfers.

    SmartLeadz Intelligent Marketing Solutions introduces Triple Verified Call Center Screened Live Call Transfers.      

    OUR AVERAGE CALL TIMES have been ABOVE 10:00 MINUTES a CALL ALL YEAR LONG!!!

    Granted it’s only the 15th.....   But still, that's 10 minutes+ on OVER 1800 transfers with average talk times exceeding 10 minutes.


     

    SmartLeadz is looking for a few new clients to join our network and assist qualified and motivated customers looking for assistance now.

     

    Tired of getting hassled by fly-by-night lead brokers who can't deliver or over promise and under deliver?


     

    Are you ready to work with a lead provider with over 11 years of experience and delivering a quantity of qualified prospects and transferring them to you live with a private web-based CRM for tracking?

     

    Stop licking you wounds from the last lead company and get on track with a campaign that coverts and make this new quarter you’re best ever!


     

    Simply put, we are THE best in the business; our average talk time this year has never seen single digits.  

     

    We'll prove it to you:

    Small trial campaigns to test the lead quality, our service and technology. Let us exceed your expectations before you jump in head first in a big campaign.    

    *Call for details.  Some restrictions apply. 

     

    "These triple verified transfers are converting at an average of 27% thanks for delivering what you promised. We will be ordering more and more and more. Keep up the good work." - Jim M, Fl.

     

     

    Start Speaking With Qualified & Motivated Customers Today!

     

     

    SmartLeadz "Triple Verified" centers produce HI QUALITY, Triple Verified Live Transfers in our domestic call centers for the Debt Settlement, Loan Modification, IRS Tax Debt Resolution, Mortgage and more...  We are 100% Compliant with the October 27th guidelines, 100% U.S. Based and very easy to work with.  Free web based lead management system for live data transfers at the time of the call transfer, all calls recorded with a lead return guarantee. Customized script integration and to help setup the sale... you won't find a better lead available anywhere... we guarantee it!


     

    Give us an opportunity to impress you... we are looking for growing companies who can become long-term partners.

     

    1-888-695-3239

    Info@smartleadz.com

    Thursday, January 13, 2011

    Untitled

    SmartLeadz Intelligent Marketing Solutions introduces Triple Verified Call Center Screened Live Call Transfers.  

        

    OUR AVERAGE CALL TIMES have been ABOVE 10:00 MINUTES a CALL ALL YEAR LONG!!! 

    Granted it'€™s only the 13th.....   But still, that's 10 minutes+ on OVER 1800 transfers with average talk times exceeding 10 minutes.  


     

    SmartLeadz is looking for a few new clients to join our network and assist qualified and motivated customers looking for assistance now.

     

    Tired of getting hassled by fly-by-night lead brokers who can't deliver or over promise and under deliver?


     

    Are you ready to work with a lead provider with over 11 years of experience and delivering a quantity of qualified prospects and transferring them to you live with a private web-based CRM for tracking?

     

    Stop licking you wounds from the last lead company and get on track with a campaign that coverts and make this new quarter you’re best ever!


     

    Simply put, we are THE best in the business; our average talk time this year has never seen single digits.  

     

    We'll prove it to you:

    Small trial campaigns to test the lead quality, our service and technology. Let us exceed your expectations before you jump in head first in a big campaign.    

    *Call for details.  Some restrictions apply. 

     

    "These triple verified transfers are converting at an average of 27% thanks for delivering what you promised. We will be ordering more and more and more. Keep up the good work." - Jim M, Fl.

     

     

    Start Speaking With Qualified & Motivated Customers Today!

     

     

    SmartLeadz "Triple Verified" centers produce HI QUALITY, Triple Verified Live Transfers in our domestic call centers for the Debt Settlement, Loan Modification, IRS Tax Debt Resolution, Mortgage and more...  We are 100% Compliant with the October 27th guidelines, 100% U.S. Based and very easy to work with.  Free web based lead management system for live data transfers at the time of the call transfer, all calls recorded with a lead return guarantee. Customized script integration and to help setup the sale... you won't find a better lead available anywhere... we guarantee it!


     

    Give us an opportunity to impress you... we are looking for growing companies who can become long-term partners.

     

     

    Call or Click Today!

     

    1-888-695-3239

    Info@smartleadz.com